Created by state law, AHIP is designed to help eligible residents of Alabama maximize
the features of the Health Insurance Portability and Accountability
HIPAA helps make health insurance available to anyone who has been enrolled in an
employer’s health plan or in extended COBRA coverage after employment has ended.
Under HIPAA, the time you’ve been enrolled counts as “creditable coverage” — as
long as you don’t have a break in coverage of 63 or more days. By crediting you
for previous coverage, HIPAA reduces the limits for pre-existing medical conditions
under any new coverage. Under the Alabama Health Insurance Plan you will have no
waiting periods for pre-existing conditions.