Traditional Indemnity Plan

The Traditional Indemnity Plan, administered by Blue Cross and Blue Shield of Alabama, pays a percentage of the cost of covered care from any doctor or hospital you choose. For doctor’s office visits, surgery, and other covered medical services, the plan pays 80% of the usual, customary and reasonable charge after an annual medical deductible. The deductible also applies to prescription drugs, with the plan paying 80% for name brand and generic prescriptions purchased from a Blue Cross participating pharmacy. In-hospital care is covered in full at any Blue Cross participating hospital after you meet the inpatient hospital deductible.

To find out if your doctor or hospital is a provider with Blue Cross Blue Shield, call 1-800-292-8868.

'Summary of Benefits' Handbook provides all the information for Traditional Indemnity Plan. Here's a list of few topics covered in the summary of benefits

• Eligibility
• Enrollment / Open Enrollment
• Benefits
• Monthly Premium Rates