The following plans are available to state employees when they have OGHI available through a spouse, other
employer or previous employer:
You may not enroll in the Supplemental Plan if your OGHI is with the SEHIP, Public Education
Employees Health Insurance Program (PEEHIP), Local Government Health Insurance Program (LGHIP),
the Marketplace, TRICARE, Medicaid or Medicare. Also, OGHI plans with an
in-network deductible higher than $1,250 for individual or $2,500 for family coverage are not eligible.
The PCO is a premium only Health Reimbursement Account funded solely by the State of
Alabama from which active employees are reimbursed for OGHI premiums.
You may not enroll in the PCO if your OGHI is with the SEHIP, the Marketplace, Medicaid or Medicare.
The Optional Plan, administered by Southland National, offers you four coverages in one! This option provides the following great benefits:
You may not enroll in the Optional Plan if your OGHI is with the SEHIP or Medicaid. If
you are an active employee and your primary coverage is TRICARE, you are not eligible for the Optional Plan.
State employees have the option to decline all health coverage options offered through the SEIB.
If you are enrolled in a dental plan and select
this option, your dental coverage will continue unless you submit a separate Dental Insurance
Enrollment/Cancellation Form (IB21).
The SEHIP, administered by BCBS, is typically the plan state employees choose when they do not
have OGHI coverage available through a spouse, other employer or previous employer. Members who
choose this option: